Take full control of your money — privately
AI-powered budget tracker for iPhone. No bank login. No ads. Your data stays on your device.
🔒 Privacy-first · 🤖 AI-powered · 🌍 9 languages · 📱 iOS 17+
Trusted by freelancers, students & self-employed pros worldwide
An AI that knows your money — without seeing your bank
Ask anything about your spending in plain language. Fince's AI reads YOUR transaction history (stored on your device) and gives specific advice. Not generic tips.
- Personalized insights
- Available in 8 languages
- Private by design
Budgets that actually work
Set monthly limits per category. Get smart notifications at 80% and 100%. See where you stand at a glance.
- Up to 10 budgets free
- Color-coded progress
- Smart 80%/100% alerts
See every dollar clearly
Visualize your spending with elegant charts. Drill down by category. Track trends over months.
- Donut + bar charts
- Income vs expenses
- Health Score
- Custom date ranges
Add transactions in seconds
17 smart categories ready to use. Toggle income/expense. Color-coded interface. Edit or delete with a swipe.
- Income/Expense toggle
- Smart categories
- Notes & dates
- One-tap edit
Privacy-first AI, powered by Anthropic
Fince's AI is built on Claude — Anthropic's most thoughtful language model. We send only anonymized transaction summaries (no names, no accounts, no identifiers). All data lives on your iPhone.
- No bank credentials shared
- Encrypted in transit
- Per-message basis
- You control when AI runs
Free forever. Pro when you're ready.
Start free with everything you need to track money privately. Upgrade only if you need unlimited AI.
How Fince compares
The privacy and simplicity gap, at a glance.
| Feature | Fince | Most banking apps | YNAB | Mint legacy |
|---|---|---|---|---|
| Bank login required? | No | Yes | Yes | Yes |
| Data stays on device? | Yes | No | No | No |
| AI assistant? | Yes | No | No | No |
| Free tier? | Yes | Varies | No | Yes |
| 9+ languages? | Yes | Varies | Limited | Limited |
Frequently asked questions
Privacy, pricing, and how Fince really works.
Is Fince free to use?
Yes. Fince has a generous free tier with unlimited transactions, up to 10 budgets, 3 AI messages per month, and access to all 8 languages. Premium is optional.
Does Fince connect to my bank?
No. Fince is intentionally bank-free — you log transactions manually. This means zero risk of banking credentials being compromised, and zero data shared with banks or third parties.
How does the AI work without seeing my bank account?
Fince's AI reads your transaction history stored on your iPhone. When you ask a question, an anonymized summary is sent to Anthropic's Claude API (no names, no account numbers). The response comes back to your device.
Is my data shared with Anthropic?
Anthropic does not retain or use API inputs to train models per their commercial Privacy Policy. Even so, we never send identifiable information — only categorized amounts and dates.
Can I export my transactions?
Yes, with Premium. Export to CSV anytime to import into Excel, Google Sheets, or any other tool.
What languages does Fince support?
English, French, Arabic, German, Italian, Korean, Japanese, Spanish, and Brazilian Portuguese — and the AI assistant responds in your device language automatically.
Does Fince work offline?
Yes for everything except AI chat and AI insights, which need internet. All transaction logging, budgeting, and stats work offline.
How much does Premium cost?
$6.99/month or $39.99/year (saves 52%). Both include a 7-day free trial. Regional pricing applies in some markets (e.g., $2.99/month in Morocco).
Can I cancel my Premium subscription anytime?
Yes. Cancel from your iPhone Settings → Apple ID → Subscriptions. No questions asked.
Is Fince available worldwide?
Yes. Available in all App Store regions. Currency formatting auto-detects from your device locale.
From the blog
Tips on personal finance, AI, and privacy.
How to track expenses without giving up your privacy
A practical guide to keeping your money private — even from the apps you use to manage it.
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Read more →Take control today
Free to start. No bank login. No ads.
iPhone iOS 17+